市政住房援助 — Irvine，加州橙县
Irvine 的住房援助.
Irvine 所有已登记的首付援助、房屋维修补助金和市政贷款项目，均经过核实，并附有各项目主管办公室的链接。
Irvine 可申请 8 个项目
项目办公室可能只提供英文的申请表和资料。致电时，请询问是否提供口译服务。
- 金额
- 紧急补助金最高 $5,000；延期贷款最高 $50,000
- 条款
- 利率 0%，出售前延期偿还
- 申请资格
- 收入不超过 AMI 的 80%；业主自住的独栋住宅或预制房屋
自动翻译。以英文版本为准。 查看英文版
The City of Irvine's Residential Rehabilitation Program provides Emergency grant up to $5,000; deferred loan up to $50,000 in home repair grant/loan, 0% interest, deferred until sale. Eligibility: ≤80% AMI; owner-occupied single-family/manufactured home.
- 金额
- 最高为购房价格的 3.5%
- 条款
- 延期偿还的第二笔贷款，无需每月还款
- 申请资格
- 首次购房者；须与 CalHFA 第一抵押贷款搭配使用
自动翻译。以英文版本为准。 查看英文版
The City of Countywide's CalHFA MyHome Assistance Program provides Up to 3.5% of purchase price in down payment assistance, deferred silent second. Eligibility: First-time buyer; used alongside CalHFA first mortgage.
- 金额
- 最高可达832,750美元
- 条款
- 无需首付。无需抵押贷款保险（MI），30年期固定利率低于市场水平
- 申请资格
- 收入上限为AMI的150%（207,900美元）。如果房产位于符合条件的低收入（LMI）人口普查区，则无收入限制。须为业主自住。信用评分最低600分，适用于业主自住的1至2单元住宅、共管公寓及规划单元开发项目。 符合条件的县：奥兰治县、里弗赛德县、圣贝纳迪诺县、洛杉矶县、阿拉米达县、康特拉科斯塔县、马林县、圣克拉拉县、圣马特奥县、旧金山。请立即联系Flagstar Bank的Nick Petronis，了解您是否符合资格。
自动翻译。以英文版本为准。 查看英文版
The City of Countywide's Destination Home provides Up to $832,750 in zero down payment, zero downpayment required. No MI (mortgage insurance,) below market 30yr fixed rate. Eligibility: 150% AMI ($207,900) income limit. If property is in eligible LMI census tract there is no income limit. Owner occupied. Minimum 600 credit score, owner occupied 1–2-unit, condo, and planned unit development. Eligible counties: Orange, Riverside, San Bernardino, Los Angeles, Alameda, Contra Costa, Marin, Santa Clara, San Mateo, San Francisco. Reach out to Nick Petronis from Flagstar Bank today to see if you qualify.
- 金额
- 最高为第一抵押贷款金额的 5.5%
- 条款
- 第二抵押贷款；部分职业（教育工作者、急救人员、医疗人员）可通过 "Select" 选项申请无需偿还的版本；标准版本无收入限制
- 申请资格
- 全州适用，包括整个橙县，通过参与 GSFA 的贷款机构办理；不限特定城市
自动翻译。以英文版本为准。 查看英文版
The City of Countywide's GSFA Platinum Down Payment Assistance Program provides Up to 5.5% of the first mortgage loan amount in down payment assistance, second mortgage; some occupations (educators, first responders, healthcare) qualify for a non-repayable gift version via the "Select" feature; standard version has no income limit. Eligibility: Available statewide, including all of Orange County, through GSFA-participating lenders; not tied to a specific city.
- 金额
- 最高 $55,000
- 条款
- 利率 0%，20 年后免还
- 申请资格
- 收入不超过 AMI 的 80%
自动翻译。以英文版本为准。 查看英文版
The City of Countywide's Habitat OC CalHome (Manufactured/Mobile Home) provides Up to $55,000 in rehabilitation loan, 0% interest, 20-yr forgivable. Eligibility: ≤80% AMI.
- 金额
- 最高 $45,000
- 条款
- 利率 0%，延期 30 年偿还，第 30 年或产权转让前无需还款
- 申请资格
- 收入不超过 AMI 的 80%
自动翻译。以英文版本为准。 查看英文版
The City of Countywide's Habitat OC CalHome (Single-Family) provides Up to $45,000 in rehabilitation loan, 0% interest, 30-yr deferred, no payments until year 30 or transfer. Eligibility: ≤80% AMI.
- 金额
- 最高 $20,000
- 条款
- 补助金
- 申请资格
- 老年房主；无障碍及安全维修
自动翻译。以英文版本为准。 查看英文版
The City of Countywide's OC Safe Homes for Seniors provides Up to $20,000 in home repair grant, grant. Eligibility: Senior homeowners; accessibility/safety repairs.
- 金额
- 750 平方英尺及以下的 ADU（500 平方英尺及以下的 JADU）免缴影响费；超出部分按比例收费
- 条款
- 依据州法律自动适用；无需申请。图纸审核费和建筑许可费仍须缴纳。
- 申请资格
- 橙县任何城市的任何 ADU
自动翻译。以英文版本为准。 查看英文版
The City of Countywide's SB 13 ADU Impact Fee Exemption provides No impact fees for ADUs 750 sq ft or smaller (JADUs 500 sq ft or smaller); proportional fees above that in adu fee waiver, automatic under state law; no application required. Plan-check and building permit fees still apply. Eligibility: Any ADU in any Orange County city.
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